Not with Walmart Pay.Īnd courtesy of Walmart's own Walmart Pay page, here are some restrictions for Walmart Pay that are generally also restrictions for most NFC wallets. Granted, other than Chevron, there aren't an awful lot of gas stations accepting Apple Pay, but there are some. Walmart Pay also can't be used for fuel, whereas NFC payment options have no product restrictions. Shoppers will also have to enter a PIN or, sometimes, do a finger scan.
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It doesn’t need to be connected to any network, nor does the shopper have to launch an app, key in a password or manipulate the app in any way.Ĭontrast that with Walmart Pay, which requires the shopper to find and then open the Walmart app, select Walmart Pay and then manually activate the camera and then scan a register QR code - which, as many shoppers will confirm, isn’t always that easy to do on the first or second attempt. As long as the shopper is willing to use the default card in Apple Pay, all that the shopper need do is hold the phone right above the card reader and do a one-second finger scan. Let's compare the Walmart Pay experience with the Apple Pay experience. It was odd that the Walmart Pay statement opted to stress "ease and simplicity," because those are both areas where it is a lot weaker than almost any of the common NFC options. If Walmart Pay gets to have only one major advantage, this is arguably the best one to have.
Walmart's massive size and relatively low-cost merchandise means that it needs to be accessible to as many people as possible. Walmart Pay also integrates electronic Walmart receipts into the app and allows them to be viewed at any time.īefore we go into the ways Walmart Pay is worse than NFC, let’s not dismiss how huge an advantage this hardware-agnostic difference is. Most existing iPhones, for example, can't handle Apple Pay. NFC approaches require the latest hardware from the few handset makers that support NFC.
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All it really needs is the ability to download apps - which is pretty much the entry-level definition of a smartphone - and a decent camera (to focus on the QR code).
It works on just about any Android or iOS smartphone or tablet, including much older devices.
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